Non Profit D&O

D&O liability insurance has become a much more common item on the nonprofit agenda for the simple reason that more nonprofits are getting sued.

Regardless of the size and nature of the business, whether for profit or nonprofit, the directors and officers of Human and Social Service organizations face a variety of employment practices claims. Wrongful termination, harassment, discrimination, misrepresentation and the failure to employ or promote employees are just some of the possible allegations. Additionally, members of these organizations are susceptible to lawsuits that allege a wide range of offenses, including: copyright and/or patent infringement, unfair credentialing, disciplinary, peer review, and failure to deliver services.

Sometimes Directors’ and Officers’ liability insurance (D&O) often is associated with large for-profit companies but they are not the only ones that need it. Many people hold the common misperception that directors and officers of a nonprofit organization do not have a meaningful exposure to personal liability but the reality of today’s legal environment is very much the opposite.

Don’t leave your organization, your Board members, employees and volunteers without the proper protection.  Get a free quote now by completing our application or call us if you have questions.